The data & AI platform
for modern finance
Spade takes messy transaction data and turns it into structured, verified records — with AI agents that help you use it everywhere it matters.
Make every authorization smarter
Return enriched merchant and location data in under 50 milliseconds — helping teams make faster, more accurate authorization decisions.
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Connect every purchase to the right reward
Give marketing teams true merchant and location-level clarity, enabling targeted, meaningful programs without messy data or guesswork.
Learn moreBuild intelligence on solid data
Provide consistent merchant context across cards, transfers, and third party sources — powering personalized offers, new product features, and better cross-sell opportunities.
Learn moreMove disputes to the merchant
Give customers the clarity they need to recognize charges or contact the merchant directly — before a dispute ever reaches your support team.
Learn moreBuilt for every layer of modern finance
Infrastructure for innovation
Power new products, rewards, and AI capabilities with a data foundation that scales.
Clarity at enterprise scale
Unify authorization, analytics, and AI on one trusted platform.
AI that learns from the truth
Feed your models clean, enriched data that makes intelligence actionable.
Infrastructure for innovation
Power new products, rewards, and AI capabilities with a data foundation that scales.
▶Learn moreClarity at enterprise scale
Unify authorization, analytics, and AI on one trusted platform.
▶Learn moreAI that learns from the truth
Feed your models clean, enriched data that makes intelligence actionable.
▶Learn moreProven across payments and beyond
See all case studies →
Spade's granular merchant data allows us to deliver new and innovative rewards on the more than $5 billion in neighborhood spend happening on our platform.
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rewarded by Bilt using Spade for accurate, hyper-local attribution
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Local businesses in Bilt's rewards network, accurately matched to transactions using Spade
We needed real-time controls that didn't create false declines. Spade's merchant and location data lets us approve legitimate fuel purchases while blocking misuse, and helps save our customers tens of thousands of dollars.
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in average annual savings reported by Coast customers with fleets of 10+ vehicles
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, speed at which Spade returns precise latitude and longitude for each transaction
When we can correctly identify the type of spend that's happening at a company, we can set up rules to automatically categorize the spend for our customers.
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U.S. startups rely on transaction data enriched by Spade
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enrichment accuracy results in verified categorization for Mercury's 200,000+ customers
Integrate Spade's API in minutes. No complex setup, no custom configuration — just high-performance enrichment that scales automatically.
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